Associate Director - Enterprise Risk Management

About the Role :

We are looking for an Associate Director-Enterprise Risk Management (ERM) to drive enterprise-wide risk strategy, including Risk Appetite Framework (RAF), Early Warning Systems (EWS), and oversight of financial and non-financial risks. This is a strategic role focused on enabling sustainable growth aligned with regulatory expectations.

Key Responsibilities :

Risk Appetite & Enterprise Risk Framework :

- Develop and maintain Risk Appetite Framework (RAF) aligned with global standards (COSO, Basel, ISO 31000).

- Build and govern Early Warning Systems (EWS) with defined indicators, thresholds, and escalation protocols.

- Ensure alignment with RBI guidelines and supervisory expectations.

Enterprise Risk Register :

Maintain enterprise risk register covering :

- Liquidity Risk

- Operational Risk

- Market Risk

- Strategic Risk

- Legal & Compliance Risk

- Reputational Risk

- Insurance Risk

Reporting & Advisory :

- Prepare Board / ERMC risk dashboards and highlight key trends and exposures.

- Provide risk advisory on new products, partnerships, and business initiatives.

Technology & AI :

- Leverage Python, analytics, LLMs, and Agentic AI for risk insights, regulatory interpretation, and automated reporting.

Key Skills & Requirements :

- FRM (Mandatory) with 10+ years of experience in ERM / risk strategy.

- Strong understanding of enterprise risk frameworks (COSO, Basel, ISO 31000).

- Exposure to financial risks (liquidity, market) and non-financial risks.

- Strong analytical and strategic thinking ability.

Technical Skills (Preferred) :

- Python (data analysis, automation).

- Understanding of LLMs / AI in risk management.

- Experience with risk dashboards / data visualization tools.

Success Metrics (KPIs) :

- Adherence to Risk Appetite thresholds.

- Effectiveness of EWS (early detection capability).

- Quality of Board / ERMC reporting.

- Identification and mitigation of emerging risks.

- Regulatory / audit feedback.

Why MobiKwik ?

- High-impact role with direct exposure to leadership and strategy.

- Opportunity to build a next-gen AI-enabled ERM function.

- Work at the intersection of risk, technology, and fintech innovation.